1) Acceptance of Terms

These Terms & Conditions (“Terms”) govern your access to and use of the website located at tand.sa and any content, features, or services provided by T& Group (“T&”, “we”, “our”) through it (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.

2) Who We Are & Contact

T& Group (“T&”)

Email: info@tand.sa

Phone: +966 507 105 777

Address: Anas Ibn Malik Rd, Alyasmin, Riyadh 13524, Saudi Arabia

Social: LinkedIn (https://www.linkedin.com/company/tandksa/)

3) Eligibility

You may use the Site only if you can form a binding contract with T& under applicable law and you are not barred from using the Site under any laws of the Kingdom of Saudi Arabia or other applicable jurisdictions.

4) Changes to the Site & Terms

We may update the Site and these Terms from time to time. We will post updated Terms with a new effective date. Your continued use of the Site after updates constitutes acceptance of the revised Terms.

5) Accounts & Security

Some features may require creating an account. You must provide accurate information, keep your credentials confidential, and promptly notify us of any unauthorized use. You are responsible for all activities under your account.

6) Permitted Use & Prohibited Conduct

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not: – Copy, modify, distribute, sell, lease, or reverse engineer any part of the Site

except as expressly permitted by law;

– Interfere with or disrupt the Site, servers, or networks;

– Upload or transmit malicious code, spam, or content that is unlawful, infringing, defamatory, obscene, or otherwise objectionable;

– Impersonate any person or entity, or misrepresent your affiliation;

– Access the Site using automated means (e.g., bots, scrapers) except for standard search engine indexing in compliance with robots.txt;

– Violate any applicable laws, regulations, or third‑party rights.

7) Intellectual Property

The Site and all content on it (including text, graphics, logos, icons, images, videos, software, and the trademark T&, and related marks) are owned by T& or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no rights or licenses are granted.

8) User Content & Feedback

If you submit content (e.g., forms, comments, files) (“User Content”), you grant T& a non‑exclusive, worldwide, royalty‑free license to use, reproduce, display, and distribute such User Content for the purpose of operating and improving the Site and responding to your requests. You represent that you have all rights necessary to grant this license and that your User Content does not infringe rights or violate law. You may provide feedback or suggestions; T& may use them without obligation or compensation.

9) Third‑Party Links & Services

The Site may contain links to or integrations with third‑party websites or services. We do not endorse or control such third parties and are not responsible for their content, policies, or practices. Your use of third‑party services is at your own risk and subject to their terms.

10) Privacy & Cookies

Your use of the Site is also governed by our Privacy Policy, which explains how we collect and process personal data in accordance with the Saudi Personal Data Protection Law (PDPL) and its Implementing Regulations. We use cookies and similar technologies as described in the Privacy Policy and/or Cookie Policy.

11) No Warranties

To the maximum extent permitted by law, the Site and its content are provided “as is” and “as available”, without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Site will be uninterrupted, error‑free, secure, or free of viruses.

12) Limitation of Liability

To the maximum extent permitted by law, T& and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of (or inability to use) the Site. Our aggregate liability for any claims relating to the Site will not exceed SAR 1,000 or the amount you paid (if any) to use the Site in the 12 months preceding the event giving rise to the claim, whichever is greater. Nothing in these Terms seeks to exclude liability that cannot be excluded under applicable law.

13) Indemnification

You agree to defend, indemnify, and hold harmless T& and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Site; (b) your violation of these Terms; or (c) your infringement or violation of any rights of another person or entity.

14) Compliance, Sanctions & Anti‑Corruption

You represent and warrant that you (and your owners, directors, officers) are not subject to sanctions or on any restricted party list and will comply with all applicable anti‑corruption, anti‑money laundering, and export control laws. You will not use the Site for any unlawful purpose or to benefit any sanctioned person or prohibited jurisdiction.

15) Force Majeure

We will not be liable for any delay or failure to perform due to events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, government actions, utility failures, or internet outages.

16) Termination

We may suspend or terminate your access to all or part of the Site at any time, with or without notice, if we believe you have violated these Terms or if necessary to protect the Site, our users, or our rights. Upon termination, provisions that by their nature should survive (e.g., intellectual property, disclaimers, limitations of liability, indemnities, and governing law) will survive.

17) Governing Law & Dispute Resolution

These Terms are governed by the laws of the Kingdom of Saudi Arabia. Any dispute arising out of or in connection with these Terms or the Site shall be subject to the exclusive jurisdiction of the competent courts in Riyadh, KSA. If agreed in writing, the parties may refer disputes to arbitration under the Saudi Center for Commercial Arbitration (SCCA) Rules; absent such written agreement, courts of Riyadh shall have exclusive jurisdiction.

18) Miscellaneous

· Entire Agreement: These Terms constitute the entire agreement between you and T& regarding the Site.

· Severability: If any provision is held invalid, the remaining provisions will remain in full force.

· No Waiver: Failure to enforce any provision is not a waiver of rights.

· Assignment: You may not assign these Terms without our prior written consent; we may assign them as part of a merger, acquisition, or asset transfer.

· Electronic Communications: You consent to receiving communications electronically and agree that such communications satisfy any legal requirement for written communications.

This is a staging environment